Landscaping Insurance Package

Finally, an affordable and complete insurance package, specifically designed to meet the needs of landscapers.

Every landscaping business is operated differently and therefore requires different insurance, so it is crucial that you take some time to consider the risks associated with your particular enterprise before choosing your insurance cover.

As a landscaper operating within Australia, it is logical that your insurance protects you against the common hazards associated with your unique profession.

To gather the most relevant insurance for landscapers, these key focus areas must be considered:

Faults with building or design

Damage caused by natural disasters

Illness, injury or death caused to clients, employees or contractors,

Loss or damage of personal contents

Loss or damage of property

Traditionally, landscapers would require separate insurance policies to protect their business and employees against multiple risks. This process can be very time consuming and expensive.

The insurance-types applicable to landscapers operating from within Australia include:

Professional Indemnity

General Property

Commercial Motor (fleet insurance)

Computers and Electronic Equipment

Liability

Worker's Compensation

Other insurance companies offer 'grouped' packages, that bundle multiple business-related polices together, however they do not consider the individual risks of various professions.

Landscape architects are rarely considered independently from traditional business owners, and these standard insurance packages are not relevant. You may find yourself paying for cover that is not applicable and unprotected against the common risks involved with your industry.

If you do not apply the correct insurance, you will be held accountable. You may be liable for financial compensation and the repercussions can be devastating.

Luckily, there is now a complete insurance package that only contains the cover relevant to landscapers. The benefits of applying one insurance solution for all your needs include:

One fee to fit within your budget

One set of paperwork to complete

One insurance company to deal with for all claims, concerns and enquiries

Don't end up paying for insurance that won't protect you against the common risks associated with landscaping. Contact your nearest insurance broker and ask about Landscaping Insurance Package. They will provide you with everything you need to know and explain the policies included and how they will benefit you.

For more information regarding business insurance, visit: http://www.cgu.com.au/cgu/sme/Pages/sme.aspx